Pet Assure

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Pet Assure was founded in 1995 after pet owners were denied coverage for a $3,000 claim on their Labrador retriever because hip dysplasia is inherent to the breed. Headquartered in New Jersey, Pet Assure is a veterinary discount plan rather than a pet insurance company, with more than 6,000 veterinarians from all 50 states, Puerto Rico, and Canada participating to provide savings for pet owners. Any pet, including birds and exotic pets, are eligible for Pet Assure, and, unlike regular pet health insurance, no age limitations or pre-existing condition restrictions are applied.

  • No age limitations or restrictions for pre-existing health conditions
  • No waiting periods, deductibles, or annual limits
  • Large multi-pet and yearly payment discounts
  • 45-day money back guarantee
  • All treatments are covered
  • Coverage is available for birds and exotic pets
  • There is no cap on annual savings
  • Dental coverage is included
  • BBB rating A+
  • Easy and fast online enrollment process
  • Veterinary treatment must be performed by a participating Pet Assure veterinarian
  • Prescriptions are not covered
  • Outside laboratory tests are not covered
  • Non-medical services, such as routine grooming and boarding, are not covered


Pros Explained

Since Pet Assure is not a pet insurance company, they don’t apply any age limitations or restrictions for pre-existing health conditions, and do not require that pet owners meet their deductibles before they start receiving discounts. In addition, all pets, including birds and exotic pets, can participate. Pet Assure members receive a 25% discount on all medical care provided in-office by the veterinary staff, and includes wellness visits, sick visits, dental cleanings, allergy treatments, cancer care, diabetes management, emergency care, spay and neuter procedures, vaccines, surgical procedures, and more.

Pet Assure coverage includes pre-existing and hereditary conditions, and applies the discount at every veterinary visit at participating practices. As soon as a pet parent enrolls in Pet Assure, they can begin using their discount, which is unlimited.

Pet Assure members don’t have to file a claim or wait for a reimbursement. They show their Pet Assure ID card at the participating veterinary practice, and receive an instant discount on their bill. Pet Assure can be used in conjunction with pet insurance to help fill the gaps the insurance does not cover.

Most pet insurance premiums range from $400 to $1,200 a year for each pet, but Pet Assure charges less than $10 a month per pet. In addition, pet owners who have more than one pet and who pay their Pet Assure bill annually receive discounted rates.

Cons Explained

Veterinarians must be a Pet Assure participant for members to receive the discount, but thousands of participating veterinarians in the United States, Puerto Rico, and Canada honor the Pet Assure discount card. In addition, veterinarians can easily join Pet Assure through the company website.

Pet Assure does not cover prescriptions or diagnostic tests performed by outside laboratories, or non-medical services, such as grooming and boarding.

Final Thoughts

Pet Assure’s discount plan provides much more than normal pet insurance. Members simply enroll their pet, and immediately start receiving discounts on all veterinary health procedures. No claims have to be filed, no deductibles have to be met, and members don’t have to wait for reimbursement. Members simply show their Pet Assure ID card at a participating veterinary practice, and receive a 25% discount on their veterinary bill.

Since all pets, including birds and exotic pets, can participate, and no age limitations or pre- existing condition restrictions are applied, Pet Assure can benefit every pet.

Pet Assure members can choose from more than 6,000 veterinarians in the United States, Puerto Rico, and Canada.

Pet Assure’s discount plan is a great option for every pet parent.