Pets Best’s mobile app allows policyholders to submit claims, change payment preferences, and
add new pets on any device. Pet owners can quickly and securely access their pet's benefit
information from anywhere, plus, they can earn referral rewards on the mobile app.
Pets Best pet insurance reimburses up to 90% of eligible costs. The premiums are comparatively
low, and coverage is available for prescriptions for covered conditions. They offer an annual,
(i.e., one-time per year) deductible, rather than a per-incident deductible like some insurance
companies. There is no deductible for their wellness plans which can be used immediately on
the policy effective date.
Pets Best offers a three-day waiting period for accident coverage, compared with the typical 14-
day waiting period for accidents and illnesses. Coverage has no age cap, and pets as young as 7
weeks can enroll.
While Pets Best offers multiple coverage options, the benefits can be complex to navigate. Pets
Best has only two coverage limit options: $5,000 or unlimited coverage. The 14-day waiting
period for illnesses, and the six-month waiting period for cruciate ligament injuries, are
longer than some insurance companies. Pets Best does not cover pre-existing conditions, or
herbal, and experimental therapies and medications.
Overall, Pets Best coverage options are more customizable than most. They offer a wide range
of deductibles, along with the unlimited annual coverage option, which can suit those looking
for a personalized pet plan. However, only two annual maximum payout options is limiting.
Pets Best insures pets as young as 7 weeks, which is younger than most companies and has no
age limit, so your pet will be covered into their senior years. Finally, Pets Best’s mobile app
allows you to access your pet's health benefits quickly on any device. If you're searching for
customizable pet health insurance, Pets Best may fit your needs.